Derayah means knowledge, which represents the main factor influencing the individual investor, which is the “lack of knowledge.”

This is the reason that prompted the establishment of Derayah, “to enable the investor to operate his own money in an easier, lower cost, and with complete independence, away from conflict of interests.”

We are a financial brokerage company that provides trading services in the Gulf and international stock markets,

And we also provide subscription services in investment funds in addition to the private portfolio management.

Of course, you can watch it via the following link

https://www.youtube.com/watch?v=euz9xiok3x0

Financial knowledge is a closed joint stock company registered in the commercial registry No. 1010266977 on 05/04/1430 AH issued by Riyadh, obtained the license on 06/19/1429 AH corresponding to 06/26/2008 AD from the Capital Market Authority; The work practicing began on 07/08/1430 AH corresponding to 06/01/2009 AD with a capital of 161,090,130 Saudi riyals.

You can visit the Capital Market Authority website via the following link:

https://cma.org.sa/market/ututeorisedpeersons/pages/default.aspx

• Inside the Kingdom: 920024433

• Outside the Kingdom: 00966920024433

• Fax: 0112998071

• Email:  support@derayah.com

• Sunday: from 9 AM to 6 PM

• From Monday to Thursday: from 9 AM to 12 Midnight

• Friday: From 5 PM to 12 Midnight

• Saturday: Off day

Yes, all current and future investments on Derayah Smart comply with Shariah principles.

You can request a withdrawal 5 business days after your last deposit, and it will take 5 to 7 business days for the cash to be returned to your main account in Derayah.

The annual fee is 0.65%, deducted monthly.

You can open up to five portfolios with different names and strategies, depending on your investment goals.

The minimum subscription is SAR 500.

Upgrading the account is free, and it requires that the account balance in the “Derayah Global” platform not be less than $2,000 in order to upgrade to “Derayah Global Plus.”

Free

Free

Free

No; it is free service and there are no fees for transferring between internal and external accounts to the bank account.

The Derayah platform offers subscriptions to a real-time prices service for all instruments in the Saudi market.

Trading fractional shares allows you to invest in companies, when you cannot afford the full share price.

It also makes it easier for you to diversify your portfolio by allowing you to purchase fractional amounts in multiple companies when you otherwise may have only been able to purchase whole shares in one or two companies. If you enable your account to trade in fractions, you will buy or sell a fraction of a share based on the amount of cash you specify.

For example, if you want to spend $500 but one share of the stock you want to buy is currently at $1000 you would end up with 0.5 shares.

Please note that fractional shares are not tradable after/before US market regular trade hours.

Cash settlements refer to the process of transferring the value of securities for executed transactions from the buyer’s investment account to the seller’s investment account, through the exchange members.

For further reading, please visit the Tadawul website on: https://www.tadawul.com.sa/wps/portal/tadawul/knowledge-center/about/settlement-cycle?locale=en

The Saudi market

Derayah offers three different types of margin to trade in the Saudi market:

• Free margin
• Murabaha margin (Available online)
• Free margin (trading) (Available online)

More details on types of financing can be found here:

https://web.derayah.com/en/margin/

Absolutely! You can get margin through the Derayah platform. However, it is exclusively available for trading in the Saudi market.

Of course, you can obtain financing online, which is intended for trading in the Saudi market.

Derayah Financial is unique in that it provides its clients with 3 types of financing in the Saudi market, namely:

1. Free financing
2. Murabaha financing (submission is available online)
3. Margin financing (submission is available online)

Click here for more details:

https://web.derayah.com/ar/margins/

You can subscribe to these services electronically through the “Derayah Platform” without the need to sign paper documents or visit the branch.

Yes

You can do this by logging into your account from the “Derayah platform” and choosing the option “Derayah Global” and registering for the service online.

Get more information Here

Those who are qualified to benefit from this type of financing are small project owners
Those looked forward to fast and small time.

The Saudi market

Yes

1) Register through our website: https://online.derayah.com/Account/Register
2) Submit your information to the Saudi National Digital Identity Management

1. The work should not be less than 21 years
2. Driving license or passport
3. Minimum experience and good risk tolerance

Yes they can.

There is no minimum, and you can trade any amount.

Of course it is available, in addition to the authentication service through e-mail.

Opening the account with the knowledge of the finance is electronically and within minutes without the need to visit the branch or provide any paper documents, and the knowledge of the finance is unique as the first independent mediation companies that provided this service,

And all you need is to register with us through our site and document your information entered through the “unified national access portal”

And all of this can be made via the following link:

https://online.derayah.com/account/register

1) Log into your account.
2) Choose “Derayah Global.”
3) Register for the service online.

yes

The minimum amount for portfolio management is SAR 20 million.

The “Derayah platform” provides the possibility of subscribing and redeeming more than 70 diversified investment funds in terms of fund manager, fund type, performance and risk level. Making the appropriate investment decision, and all of these services are available electronically without the need to submit paper documents or visit the branch.

There are many services available through the “Derayah Platform”, including:

 Familiarity with TickerChart

 Deraya Insight

 Derayah numbers

knowledgeable chat

Is it possible to learn more about the above services?
certainly,

Knowledge of TickerChart:
In short, this service enables users of the price provider program “TikrChart” to link their account in Derayah with “TikrChart” so that the investor can trade in buying and selling through the “TikrChart” program without the need to enter his account in the “Derayah platform”, noting that the service is free of charge without fees.

Derayah Insight:
This service aims to give the investor information about a large number of securities and their fundamental and technical analysis, in addition to their compatibility with Sharia regulations in the Saudi market and the Gulf and American markets. Through the following link, you will find more details about this service https://www.youtube.com/watch ?v=4o_MoYY_BiM Note that this service is free for the first two months, and charges about 150 riyals per month.

Derayah numbers:
This service was carried out in partnership with the “Argaam” economic website, and the “Argaam” website is one of the largest economic websites in the Middle East. The service aims to provide the “Argaam Plus” service, which provides a large base of information and various investment data that helps investors in making their investment decisions. This service is for a fee of 625 riyals per month.

Derayah chat:
This service provides many services through the “Instant Chat” service, so that you can benefit from this service provided through the “Derayah Platform” by performing a number of operations such as transfers and updating data and reports, noting that the service is free and available once you log into your account.

You can easily transfer to your bank account linked to the wallet for free without fees.

Of course, you can link all your bank accounts to your wallet with us in Derayah Financial, and this is done by contacting customer service on our phone 920024433.

Transfer from your Derayah portfolio to your bank account is available at any time, whether or not the market is open, subject to T+2 settlement periods.

The security settlement means transferring the executed security from the seller’s investment portfolio to the buyer’s investment portfolio. Cash settlements refer to the process of transferring the value of securities for executed transactions from the buyer’s investment account to the seller’s investment account through the exchange members. More details about it can be found via the following link from the Tadawul website. Settlement in the Saudi market: https://www.tadawul.com.sa/wps/portal/tadawul/knowledge-center/about/settlement-cycle?locale=ar

Of course not, we have provided through the “Derayah platform” the future transfer service, through which the transfer amount is reserved “under settlement”, provided that it is transferred automatically after the settlement has expired, which enables the customer to freely trade in other amounts and not have to wait until the settlement is completed.

Derayah provides more than 22 Gulf, regional and international markets.

Derayah Financial offers two trading platforms, which are “Derayah Platform” and “Derayah Global Platform”. The Derayah platform enables you to trade in the local, Gulf and regional markets, while Derayah Global is the global trading platform

for the Saudi market

Saudi Stock Exchange (TASI)

Parallel Market (Nomu)

Sukuk and bonds

The United Arab Emirates

Abu Dhabi Securities Market

Dubai Financial Market

Nasdaq Dubai

The Egyptian Stock Exchange

Bahrain Stock Exchange

Muscat Securities Market

Kuwait Stock Exchange

You can easily trade in all markets through the “Derayah platform” on the same screen, without the need to switch between accounts or other platforms.

The platform provides the possibility of activating the markets to be traded electronically and in real time, once the market to be traded is selected.

no; Free

Most markets do not need this, as the platform provides the feature of using the currencies of other markets without the need to perform a currency conversion process, provided that the clearing process takes place at the end of the day. As for markets that do not have this feature, you can easily perform a currency transfer electronically and instantly.

naturally

The platform provides real-time prices for the Saudi market and the Dubai and Abu Dhabi markets.

In addition to the possibility of buying and selling trading for all markets through the live prices screen without the need to move between pages.

All dividends due from all markets are credited to your investment portfolio with Derayah Financial.

Yes, you can trade sukuk and bonds through the Derayah platform.

Derayah Global is the platform for trading in global markets.

https://web.derayah.com/wp-content/uploads/2020/01/Derayah-Global-Brochure-2019.pdf

Through the following link, you will find all the commission details for the “Derayah Global” platform:

https://web.derayah.com/wp-content/uploads/2019/08/derayah_global_feesn.pdf

Your account on the “Derayah Global” platform will be opened within two working days.

There are many packages available, and the fees vary according to the package, and the main package fees that are usually used are $ 14.5 per month.

This is done easily and electronically, through the “Derayah platform”, where it initially requires a currency transfer from the riyal to the dollar, then a transfer from the dollar to the “Derayah Global” platform, from the transfers option in the “Derayah platform”.

This is also done easily and electronically, through the “Derayah platform”, and this is done through the “transfer” option, and then a withdrawal is made from Derayah Global.

Yes, you can trade through the “Derayah Global” platform in the Arabic language.

You can benefit from these and other services by upgrading your account from “Derayah Global” to “Derayah Global Plus”

It takes 3 to 4 working days.

مجانا

Yes, it is required that the balance of the “Derayah Global” platform be at least $2,000 in order to be upgraded to “Derayah Global Plus”.

There is no change in the platform or login data. Additional services in “Derayah Global Plus” will be added to the same platform when the account upgrade is completed.

You can find all commission details via the following link:

https://web.derayah.com/wp-content/uploads/2019/08/derayah_global_feesn.pdf

It is an alternative service to SMS text messages, so that you can choose to receive the password for authenticating your account through your e-mail, which is an additional alternative to authentication by text messages.

Of course, you can open more than one wallet that is branched from your main wallet, and access it with the same entry data for the main wallet, and this is done easily by contacting customer service by phone, and within an hour or two the new wallet will be ready for trading.

platform through a computer
application through smart phones
Phone by contacting the mediation team at 920024433

Some features and products will only be available in “Derayah Global Plus”, and in the link you will find details of the services provided in “Derayah Global” and “Derayah Global Plus”

You can do this by contacting your account manager or customer service to coordinate the signing of the account upgrade agreement.

It takes 3 to 4 working days.

no; Free

After activating your account, a text message will receive all the details of your investment account,

Among the data is the IBAN number for your portfolio in the Arab National Bank,

And transfer the money to your portfolio is done through a bank transfer from any of your own bank account to the IBAN number of your portfolio.