About Derayah Smart

A digital platform that offers a range of investment strategies tailored to each investor’s financial background and future objectives. We invest in diversified local and global assets that are Shariah-compliant.

For more information, please refer to the brochure.

Features and Benefits

Low-cost professional investment solutions
Low-cost professional investment solutions
  • Diversified solutions that are multi-assets and global
  • Professional management by a specialized investment advisor
  • Derayah Smart offers low costs, and we continually aim to reduce them further.
A straightforward and user-friendly investment journey.
A straightforward and user-friendly investment journey.
  • We value your time, which is why all of Derayah Smart’s processes are fully electronic.
  • Derayah Customer Support Team is always ready to help you and answer your inquiries.
Shariah-compliant investments.
Shariah-compliant investments.
  • Derayah Smart allows you to open more than one account to separate your investments or invest in different strategies.
  • All Derayah Smart strategies invest in Shariah-compliant assets.

  • Open a Derayah account if you haven’t already.
  • Log in to Derayah Smart and click on "New Request".
  • Click on "Start the Journey" and answer a few questions about your financial situation and goals.
  • Derayah Smart will then recommend the best strategy for you based on your preferences. You will be asked to confirm the strategy.
  • The Derayah Smart activation process only takes a few minutes. Please wait until it's activated.
  • You can now start investing by depositing amounts into your main account.
  • Transfer money to your Derayah Smart portfolio by selecting the portfolio name and number and entering your investment amount.
  • You can check your investments in your smart dashboard. We will start investing your money within one business day.
  • Congratulations! You’re now ready to see how Derayah Smart can shape your future.

Frequently Asked Questions

You can browse frequently asked questions about this service.

If your question is not available here, You can contact us.

What is the minimum subscription amount?

The minimum subscription is SAR 500.

How many portfolios can I open on Derayah Smart?

You can open up to five portfolios with different names and strategies, depending on your investment goals.

What are Derayah Smart’s fees?

The annual fee is 0.65%, deducted monthly.

When can I withdraw my money from Derayah Smart?

You can request a withdrawal 5 business days after your last deposit, and it will take 5 to 7 business days for the cash to be returned to your main account in Derayah.

Are Derayah Smart investments Shariah-compliant?

Yes, all current and future investments on Derayah Smart comply with Shariah principles.

Still need some help?

If you have some questions or comments, feel free to let us know and we will respond as quickly as possible