1. The offer applies to retail clients only and does not include institutional clients or discretionary portfolio management services (DPMS).

2. The offer applies to transactions executed through electronic channels only, including the electronic trading platforms and trading applications approved by Derayah Financial.

3. The offer is limited to trading in equities, Real Estate Investment Trusts (REITs), and Exchange-Traded Funds (ETFs) in the Saudi Main Market (Tadawul) and the Parallel Market (Nomu) only, and does not include any other markets or financial Securities.

4. The exemption applies to Derayah Financial’ s commission only, while all regulatory fees, charges, and taxes remain applicable in accordance with the prevailing regulations.

5. Derayah Financial reserves the right to amend or suspend the offer at any time without prior notice, in accordance with applicable laws and regulations.

6. The client shall be deemed to have accepted these terms and conditions upon benefiting from the offer.